Property Claims

Let us handle the claim—so you can focus on getting your home back. If your property was damaged, we’ll document every loss, manage the insurance process, and fight for the settlement you deserve.

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Residential Property Claims

When your home is damaged, filing an insurance claim can feel overwhelming—paperwork, deadlines, inspections, and confusing policy language, all while you’re trying to protect your family and property.

Lightman & Fields represents homeowners (not insurance companies). We take over the heavy lifting: documenting damage, valuing repairs and contents, and pushing back when the carrier delays, underpays, or denies what should be covered.

Whether the loss is sudden (like a fire) or widespread (like a hurricane), our goal is simple: help you recover faster with a fair, fully supported claim.

 

Why Call a Public Adjuster First

Your best chance at a fair settlement starts early. Before you give recorded statements, accept a quick estimate, or sign off on repairs, talk to a public adjuster.

We work for you—the policyholder. That means we focus on:

  • Identifying all covered damage (including hidden damage)
  • Building a clear, itemized estimate
  • Supporting the claim with photos, documentation, and expert input when needed
  • Negotiating directly with the insurance company for the full value of the loss

 

Types of Property Damage We Handle

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Property Damage Claims

When filing an insurance claim, your best way to earn a fair settlement is to call a public insurance adjuster before calling your insurance. Our public adjusters work on behalf of you, the policy holder, and can get you a fair settlement.

Call

(561) 627-3089

Email

admin@lfpublicadjusters.com

Address

712 US Highway 1, Suite 200

North Palm Beach, FL 33408

What to Expect

Filing a residential property claim can take time, and small mistakes early can lead to delays or missed items later. When you work with Lightman & Fields, we guide you through the process, document the full scope of damage, and handle communication with the insurance company so your claim is presented clearly and supported from day one.

  1. Free consultation to understand the damage, your policy, and your timeline
  2. Inspection & documentation (photos, measurements, moisture readings, contents review)
  3. Claim strategy & estimate with a detailed scope of work and valuation
  4. Submission & communication with the carrier and adjusters on your behalf
  5. Negotiation to resolve underpayment, omissions, or delays
  6. Settlement support through final paperwork and closeout

Call us at (561) 627-3089 to learn how we can help.

  • A detailed inspection and documentation of all visible and hidden damage
  • A clear, itemized estimate that supports the full scope of repairs
  • Help organize photos, receipts, and contents/personal property losses
  • Coordination with the insurance adjuster and other parties involved
  • Ongoing claim follow-up to address delays, low offers, or missing items
  • Negotiation support through resolution and settlement