Theft and Vandalism Claims
After a break-in, homeowners are usually dealing with more than missing items—there may be forced entry damage, broken doors or windows, vandalism, and the stress of trying to remember everything that was taken. Insurance companies typically require a police report, a recorded statement, and a detailed inventory of stolen property before they make a coverage decision.
The hardest part of many theft claims is proving what you owned and what it’s worth—especially if you don’t have receipts, photos, or serial numbers. Carriers may ask for additional documentation, question values, or request an examination under oath (EUO), which can feel intimidating without guidance.
Lightman & Fields represents policyholders—not insurance companies. We help you build a thorough, well-supported theft or vandalism claim by organizing your inventory, supporting replacement values, and communicating with the carrier so you’re not left handling it alone.
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Contact Us for Theft Losses
As your claims advocate, we provide the insurance company with a detailed inventory and appraisal of the stolen or damaged personal property. We’ll help you document the loss, respond to requests, and pursue a fair settlement.
Call
(561) 627-3089
admin@lfpublicadjusters.com
Address
712 US Highway 1, Suite 200
North Palm Beach, FL 33408
What if I also have property damage?
Theft and vandalism often leave behind property damage—kicked-in doors, broken locks, shattered windows, damaged frames, cut screens, and interior damage from forced entry. These repairs should be documented and included in your claim along with stolen items.
Take photos and video as soon as possible, keep copies of the police report, and avoid discarding damaged materials until they’re documented. Lightman & Fields can help identify what should be included, prepare a clear scope of repairs, and present the claim in a way that supports full reimbursement.