Catastrophe / Hurricane Damage Claims
When a major storm hits, your insurance claim can be just as overwhelming as the damage. We help document every loss, manage the process, and fight for the settlement you need to rebuild.
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Hurricane Damage Claims
After a hurricane or catastrophic storm, damage is rarely limited to what you can see at first glance. High winds can lift shingles, compromise flashing, and create openings that lead to leaks for weeks. Flying debris can damage siding, windows, screens, fences, and pool enclosures. Storm surge and flooding can ruin flooring, drywall, cabinetry, and personal belongings—while moisture trapped behind walls can create hidden damage that worsens over time.
For homeowners, the insurance claim process can be just as stressful as the cleanup. After major storms, carriers are overwhelmed, inspections can be rushed, and important details may be missed or minimized. It’s common to face confusing policy language, strict deadlines, repeated documentation requests, and estimates that don’t reflect the full scope of repairs—especially when there’s water intrusion or multiple areas of damage across the property.
Lightman & Fields represents policyholders—not insurance companies. We thoroughly document the loss, build a clear claim package, and push back when a claim is delayed, underpaid, or denied—so you can pursue the settlement you need to rebuild.
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Contact Us for Hurricane Damages
Before calling your insurance company, you should contact a public insurance adjuster. The experienced team at Lightman & Fields works on behalf of policyholders, not insurance companies.
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(561) 627-3089
admin@lfpublicadjusters.com
Address
712 US Highway 1, Suite 200
North Palm Beach, FL 33408
Choose Lightman & Fields as Your Licensed Public Insurance Adjuster
For over 35 years, Lightman & Fields has helped homeowners and businesses pursue fair outcomes after hurricane and catastrophe losses. Our role is to make sure the full scope of damage is identified, documented, and supported—so your claim reflects what it truly takes to repair and recover.
When you hire Lightman & Fields, you get an experienced team focused on presenting a complete, well-supported claim. We look beyond the obvious and help capture the details insurers often miss—hidden water intrusion, roof and exterior impacts, interior repairs, and personal property losses—so nothing is left out.
We also take the pressure off you by managing documentation, deadlines, and communication with the insurance company. If the carrier delays, underestimates repairs, or disputes parts of the loss, we respond with clear evidence and an itemized scope to support a fair settlement. If your claim has been delayed, underpaid, or denied, we can review your file and help you pursue the coverage you paid for.