Winter Storm Damage
Ice, wind, and freezing temperatures can cause major property damage—and complicated insurance claims. Call a licensed public adjuster first to document the full loss and protect your claim.
Talk to an ExpertIce, wind, and freezing temperatures can cause major property damage—and complicated insurance claims. Call a licensed public adjuster first to document the full loss and protect your claim.
Talk to an ExpertWinter storms can damage a home in multiple ways, often all at once. Freezing temperatures can lead to burst pipes and water intrusion, while ice and wind can damage roofs, gutters, siding, chimneys, and windows. Heavy snow or ice buildup may also cause structural strain, ceiling damage, and leaks that show up after the storm passes.
For many homeowners, the biggest challenge is that winter storm damage isn’t always obvious immediately. Water can travel behind walls, soak insulation, and damage flooring and cabinetry—creating hidden issues that worsen over time. If emergency repairs are needed, it’s easy for important evidence to be lost unless the damage is properly documented early.
Insurance claims after winter storms can also be frustrating. You may face delays, low initial estimates, disputed line items, or questions about what caused the damage. Lightman & Fields represents policyholders—not insurance companies. We help identify the full scope of winter storm damage, document the loss, and present a clear, well-supported claim to pursue a fair settlement.
A public insurance adjuster works for you—the policyholder. Our job is to make sure your damages are fully documented and properly valued, and that your claim is presented clearly to the insurance company.
With the team at Lightman & Fields, you’ll get: