Winter Storm Damage

Ice, wind, and freezing temperatures can cause major property damage—and complicated insurance claims. Call a licensed public adjuster first to document the full loss and protect your claim.

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Winter Storm Damage Claims

Winter storms can damage a home in multiple ways, often all at once. Freezing temperatures can lead to burst pipes and water intrusion, while ice and wind can damage roofs, gutters, siding, chimneys, and windows. Heavy snow or ice buildup may also cause structural strain, ceiling damage, and leaks that show up after the storm passes.

For many homeowners, the biggest challenge is that winter storm damage isn’t always obvious immediately. Water can travel behind walls, soak insulation, and damage flooring and cabinetry—creating hidden issues that worsen over time. If emergency repairs are needed, it’s easy for important evidence to be lost unless the damage is properly documented early.

 Insurance claims after winter storms can also be frustrating. You may face delays, low initial estimates, disputed line items, or questions about what caused the damage. Lightman & Fields represents policyholders—not insurance companies. We help identify the full scope of winter storm damage, document the loss, and present a clear, well-supported claim to pursue a fair settlement.

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Contact Us for Your Winter Storm Damages

If your home or business was impacted by a winter storm, call Lightman & Fields. We’ll review what happened, explain next steps, and help you build a strong claim backed by clear documentation—so you’re not left negotiating alone.

Call

(561) 627-3089

Email

admin@lfpublicadjusters.com

Address

712 US Highway 1, Suite 200

North Palm Beach, FL 33408

Public Insurance Adjusters Work for Policyholders

A public insurance adjuster works for you—the policyholder. Our job is to make sure your damages are fully documented and properly valued, and that your claim is presented clearly to the insurance company.

With the team at Lightman & Fields, you’ll get:

  • A thorough inspection to identify visible and hidden winter storm damage
  • Photo documentation and claim organization
  • A detailed, itemized estimate for repairs and replacement
  • Support with water damage and contents/personal property losses when applicable
  • Direct communication with the insurance company and adjusters
  • Negotiation support if the claim is delayed, underpaid, or disputed